How to Purchase a Used Automobile: Tips From the Auto Insurance Guys
These days, purchasing a new car
requires a lot of money. For those looking for another option due to the
financial output, shopping for a used car may be a good bet. Of course, a previously
owned car, no matter how sleek and shiny may have hidden disadvantages.
Below find tips from some
finely-tuned insurance professionals on how to go about the task of shopping
for a used car.
8 Ways to Get a Good Deal on a
Previously-Owned Car
• Decide How Much You Can Spend
on the Purchase
Prior to shopping around for a
good used car, do a personal financial tally. Then focus only on buys you can
afford - whether via financing or full payment method.
• Choose the Right Kind of
Vehicle
Unmarried people without kids do
not need a big car. On the other side of the coin, married folks with children
in tow could use a larger car. Recreational drivers, long-distance drivers and
city or highway drivers have different needs as well. Assess your individual
requirements, then shop for the car that matches them.
• Check Out Prices and Repair
Frequency
Look online to determine what you
should be paying for car makes and models according to year and usage. This
search will also let you know what type of vehicles requires less maintenance
work and what type has less mechanical headaches.
• Learn about the Car's Past
Research a particular car's
history by putting in the Vehicle Information Numbers. This will get you to a
full report about past collisions, owners and even recorded maintenance and
repair jobs.
• Test the Car out by Taking it
for a Spin
Drive your prospective car
purchase over a calculated route that includes hills, bumps, curves and highway
maneuvering. This way, you'll get an idea how the overall driving ability is.
• Get a Professional Mechanic's
Opinion
Enlist your favorite mechanic in
the decision by hiring him or her to inspect the car for surface problems that
a layman like you may not be able to detect.
• Use Your Price-Negotiating
Skills
Utilize the knowledge you have
gained from all your research on the car to negotiate a price that fairly
reflects its true value.
And Last But Surely Not Least
• Don't Forget About Auto
Insurance
Before completing the buying
process, speak to an experienced independent insurance agent about insurance
for the vehicle. After binding the policy, sign the contract, pay, and you are
good to go. No worries about the possibility of no coverage on the road to
home!
Now that you have a new (used)
automobile take care of it with good maintenance practices and remember to keep
driving safety a priority.
Happy driving!
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